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Financial Performance of District Central Cooperative Banks in India: Growth Rate Analysis

K.Rajam 1 , K M Sabeer2

Section:Research Paper, Product Type: Journal Paper
Volume-06 , Issue-02 , Page no. 440-443, Mar-2018

Online published on Mar 31, 2018

Copyright © K.Rajam, K M Sabeer . This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

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IEEE Style Citation: K.Rajam, K M Sabeer, “Financial Performance of District Central Cooperative Banks in India: Growth Rate Analysis,” International Journal of Computer Sciences and Engineering, Vol.06, Issue.02, pp.440-443, 2018.

MLA Style Citation: K.Rajam, K M Sabeer "Financial Performance of District Central Cooperative Banks in India: Growth Rate Analysis." International Journal of Computer Sciences and Engineering 06.02 (2018): 440-443.

APA Style Citation: K.Rajam, K M Sabeer, (2018). Financial Performance of District Central Cooperative Banks in India: Growth Rate Analysis. International Journal of Computer Sciences and Engineering, 06(02), 440-443.

BibTex Style Citation:
@article{Sabeer_2018,
author = {K.Rajam, K M Sabeer},
title = {Financial Performance of District Central Cooperative Banks in India: Growth Rate Analysis},
journal = {International Journal of Computer Sciences and Engineering},
issue_date = {3 2018},
volume = {06},
Issue = {02},
month = {3},
year = {2018},
issn = {2347-2693},
pages = {440-443},
url = {https://www.ijcseonline.org/full_spl_paper_view.php?paper_id=282},
publisher = {IJCSE, Indore, INDIA},
}

RIS Style Citation:
TY - JOUR
UR - https://www.ijcseonline.org/full_spl_paper_view.php?paper_id=282
TI - Financial Performance of District Central Cooperative Banks in India: Growth Rate Analysis
T2 - International Journal of Computer Sciences and Engineering
AU - K.Rajam, K M Sabeer
PY - 2018
DA - 2018/03/31
PB - IJCSE, Indore, INDIA
SP - 440-443
IS - 02
VL - 06
SN - 2347-2693
ER -

           

Abstract

District Cooperative Central Bank, popularly known as DCC Bank is a co-operative banking network established in India to serve cooperatives and rural areas. It was established to provide banking to rural hinterland for agriculture sector with the branches primarily established at rural and semi-urban areas. The DCC Banks act as intermediaries between State Cooperative Bank (Apex Bank) and Primary Agriculture Cooperative Societies (PACSs). The success of cooperative credit movement in a district is largely depends on their financial strength. DCC Banks are key financing institution at the district level which shoulders responsibility of meeting credit needs of different types of cooperatives in the district. At present, most of the district central cooperative banks are facing the problems of overdue, recovery, nonperforming assets and other problems. Therefore, it is necessary to study financial performance of DCCBs in India. This paper attempts to analyze the financial performance of DCC Banks in India during the period 2010-2011 to 2015-2016. An analytical research design (Growth Rate) is followed in the present study. Empirical results show positive and sufficient growth of DCC Banks in India.

Key-Words / Index Term

Financial Performance, District Central Cooperative Banks, Overdue

References

[1]. Anil Kumar Soni and Abhay Kapre Financial performance of DCC bank limited Rajnandgon.Growth analysis – Golden Research thought Publications, 4th Oct.2012.
[2]. Cooperative Department, Govt. of kerala (2016), Annual Report.
[3]. National Federation of State Cooperative Banks Ltd.- Annual Report 2012.
[4]. National Federation of State Cooperative Banks Ltd.- Annual Report 2013
[5]. National Federation of State Cooperative Banks Ltd.- Annual Report 2014
[6]. National Federation of State Cooperative Banks Ltd.- Annual Report 2015
[7]. National Federation of State Cooperative Banks Ltd.- Annual Report 2016
[8]. Mane M.J. and Mane Abhijeet (2012), Problems and Prospects of District Central Cooperative Banks in India, Golden Research Thoughts, Vol. - I, ISSUE X/ April 2012.